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Thank you for requesting a quote for QLAC, a.k.a Longevity Insurance.  The below calculator QLAC income rates are an average of the top three companies currently.  If you would like live instant QLAC rates from the top carriers go to our main site www.QLACQuote.com .One of our agents will contact you shortly with a detailed quote to fit you retirement income needs.  Feel free to contact us toll free at 1-800-325-1833.

QLAC, Qualified Longevity Annuity contract income payout rates

RMD Tax savings calculations is based on a 6.9% stock market return of $125,000 QLAC investment.  RMD tax is calculated based on the RMD schedule and a 28% annual tax rate.

 

Payments are based on the annuity purchase rates available on the day you make a purchase payment into a sample longevity annuity.

The above income payments for this example were based on a lump sum purchase payment and annuity purchase rates in effect on 11/29/2010 and are not to be construed as guarantees or estimates of amounts to be paid in the future. Please contact us to provide you with an longevity annuity quote that shows the actual future income payments you would receive if you made a purchase payment today.

 

Product availability and features may vary by state. Longevity annuities, like all annuities, are an insurance product and is not insured by the FDIC, the NCUSIF or any other government agency, nor is it guaranteed by, or the obligation of, the financial institution that sells it. All guarantees depend solely on the issuing insurance company’s claims-paying ability and financial strength. Annuities have limitations, exclusions, termination provisions and terms for keeping them in force. Please consult your financial professional for complete details. Pursuant to IRS Circular 230: The information contained in this website is not intended to (and cannot) be used by anyone to avoid IRS penalties. It supports the promotion and marketing of insurance products. You should seek advice based on your particular circumstances from an independent tax advisor. We may not give legal or tax advice. Any discussion of taxes herein or related to this website is for general information purposes only and does not purport to be complete or cover every situation. Tax law is subject to interpretation and legislative change. Tax results and the appropriateness of any product for any specific taxpayer may vary depending on the facts and circumstances. You should consult with and rely on your own independent legal and tax advisors regarding your particular set of facts and circumstances.

     

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